Compliance & Regulatory

2 posts tagged with "Compliance & Regulatory"

Dec 24, 2025 • Compliance & Regulatory • 3 min read

NHB Compliance Alert: Why CDRIHL Is Moving from Excel to APIs

By Ridhuvarshini M

NHB is phasing out Excel uploads for CDRIHL reporting in favour of JSON-based APIs. We explain what changed, why many HFCs will struggle, and how Encore Lend enables compliant, automated reporting at scale.

Aug 17, 2025 • Compliance & Regulatory • 4 min read

Beyond the PDF: Why the New KFS Mandate Is a Data Problem

By Srinivas Thonse

The RBI’s expanded KFS mandate is not about generating another document. It is a computational challenge that exposes weaknesses in legacy LMS design. Learn why accurate APR disclosure requires real-time cash flow math—and how Encore Lend solves it by design.