Operations & Finance | Encore360 Blog

Dec 28, 2025 • Engineering & Architecture • 3 min read

Beyond the UI: Governed Data Operations for Agile Lenders

By Ridhuvarshini M

As lending businesses evolve, data models must change safely. We explain how governed data operations allow NBFCs to perform controlled, auditable backend updates without compromising compliance or system integrity.

Dec 25, 2025 • Operations & Finance • 3 min read

Reconciling at Scale: Why Manual Bank Matching Breaks for Digital NBFCs

By Krishnakumar P

High-volume NBFCs don’t struggle with reconciliation because of effort—they struggle because legacy tools can’t model modern payment flows. Learn how Encore Lend automates complex settlements with governed, auditable matching.

Nov 10, 2025 • Product Updates • 4 min read

Stop Managing Structured Debt on Spreadsheets: Why NBFCs Need an LMS Built for Complexity

By Srinivas Thonse

From Clean-Down clauses to Co-Lending splits, structured NBFC products break generic software. Here’s why corporate lenders need an LMS that understands RCFs, Bullet Repayments, and PIK Interest.

Oct 15, 2025 • Operations & Finance • 4 min read

The Post Go-Live Slump: Why LMS Stability Matters More After Go-Live

By Ridhuvarshini M

Go-live is not the finish line. When LMS vendors fall short on post-implementation support, NBFCs face operational and compliance risk. Here’s how to recognize the warning signs—and what to do next.

Sep 10, 2025 • Operations & Finance • 5 min read

Reversals, Back-Value Dating, and Audit Trails: The Real Test of an NBFC LMS

By Srinivas Thonse

Most LMS platforms fail when corrections are required. We explain why robust Reversals, Back-Value Dating, and Audit Trails are critical for NBFC compliance, IRAC norms, and avoiding the 'Shadow Ledger'.