Manage your investments, liabilities, and lender relationships with precision. Say goodbye to complex Excel sheets and centralize your treasury on a single, integrated platform.
Smart Automation
Automated Hypothecation
Intelligently pool loans based on lender-specific criteria. Maintain required margins, track covenants, and ensure zero-error compliance automatically.
Overview
Streamline Your Treasury
Encore Treasury Management System is a specialized solution designed to help Indian NBFCs manage their investments, liabilities, and lender relationships with confidence and clarity.
Traditionally, NBFCs rely on manual Excel workbooks—an approach that is prone to errors and discouraged by regulators due to data manipulation risks. Encore automates these workflows, bringing everything into a secure, single platform tailored to Indian regulatory realities. Whether tracking hypothecation or monitoring covenants, Encore ensures you are compliant and efficient.
Salient Features
Unified Treasury Operations
Unified Management
Track your entire investment and liability portfolio in one system—no more scattered Excel sheets or manual reconciliations.
Smart Hypothecation
Automatically select and pool loans based on lender-specific criteria. Intelligently manage pooling to maintain margins.
Rules Engine
Define unique hypothecation rules for each lender. Automate compliance checks to reduce manual errors.
Cash Flow Forecasting
Visualize future cash flows based on liabilities, investments, and repayments. Make data-driven financial decisions.
Dynamic Reports
Generate real-time reports on exposure and lender positions. Choose between static snapshots or dynamic live data.
Covenant Management
Assign tasks, set deadlines, and track compliance for all lender covenants to avoid breaches.
Frequently Asked Questions
Who is Encore TMS for?
It is suitable for all Indian NBFCs—retail, SME, housing finance, etc.—that deal with complex liability structures and multiple lenders.
How does it help with hypothecation?
Encore automates selection, pooling, and un-pooling based on lender rules, reducing manual effort and ensuring compliance.
Can I track lender covenants?
Yes, it includes a comprehensive system to track compliance, assign tasks, and set reminders for due dates.
Can I track asset liability mismatch?
Encore can track both static and dynamic ALM of your institution.
