Co-Lending & Direct Assignment
Co-Lending Partnerships
Encore LMS is built to manage robust co-lending partnerships for India’s NBFC sector. Whether you’re a senior lender, junior lender, or part of a multi-lender agreement, our platform ensures smooth, compliant, and transparent operations. We facilitate seamless integration between partners, ensuring real-time data flow, automated reconciliation, and regulatory compliance without the friction of manual settlements.
Direct Assignment & Portfolio Sales
Unlock liquidity and optimize your balance sheet with our comprehensive Direct Assignment module. Encore360 streamlines the complex lifecycle of portfolio sales, allowing originators to instantly identify eligible loan pools based on investor criteria—such as vintage, ticket size, and credit score.
The platform ensures a friction-free 'True Sale' execution by automating the generation of assignment deeds and payout schedules. Post-transaction, Encore360 manages the role of the Collection Servicing Agent seamlessly: while you continue to own the customer interface, the system automatically segregates collections, calculates the investor’s share of principal and interest daily, and handles the routing of funds, ensuring 100% transparency and audit readiness.
- Automated Pool Selection & Scrubbing
- Daily Cash Flow Split & Reconciliation
- RBI-Compliant "True Sale" Documentation
